About Your Fractional CFO

A CFO who works inside your business, not above it

Most owner-operators on the Central Coast get tax returns filed and books reconciled. What is usually missing is someone connecting tax, cash flow, and forward planning into a single financial picture. J. Alan Fagan built his practice to close that gap for established business and nonprofit owner-operators.

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Strategic Advisory

Tax, cash flow, planning

Operational Finance

Forecasts, dashboards, KPIs

Growth Execution

Scale, M&A, planning

J. Alan Fagan & Team

Monterey, CA

Nearly 20 Years in Finance

Enrolled Agent

RSSA

Registered Social Security Analyst

$15M+

Average Assets Under Advisory

92%

Returning Clients

J. Alan Fagan

Fractional CFO

J. Alan Fagan founded The Mattox Group in Monterey, California, and has spent nineteen years guiding owner-led companies through tax strategy, IRS representation, and proactive financial planning. He holds the Enrolled Agent license, is a Fellow of the National Tax Practice Institute, and is a Registered Social Security Analyst. His client work tilts toward professional services firms, general contractors and building trades, and mid-sized nonprofits, though owners outside those niches are welcome to reach out.

Before civilian tax practice, J. came to the Presidio of Monterey in 2001 as a U.S. Army Arabic linguist trained at the Defense Language Institute. He stays close to the community he serves through the Ventana Wildlife Society, Rotary Club of Monterey, and Monterey Masonic Lodge. Judy Solberg directs client relations, keeping engagements organized and responsive day to day.

EA RSSA NTPI Fellow

Judy Solberg

Client Relations Director

Recently transplanted from Chicago to the California Central Coast, Judy and her family have made their home along the beautiful Monterey Bay. With a strong foundation in administrative management and client support, Judy brings professionalism, organization, and a client-focused mindset to every aspect of her role. She has built her career on delivering exceptional administrative and customer service support in fast-paced professional environments. Outside of the office, Judy is a devoted wife and proud mother of two teenage sons, as well as the patient owner of a rambunctious dog who keeps the household on its toes. She brings the same level of dedication, balance, and positive energy to her home life as she does to supporting our team and clients.

Diagnose

The first phase is a thorough read of where the finances stand right now. J. studies the books, reporting, tax exposure, and working capital, then comes back with a candid baseline and the priorities to tackle first.

Build

Next comes the construction phase. Forecasting models, profitability dashboards, a working tax plan, and a reporting rhythm the owner actually uses. The financial infrastructure built into each engagement is sized to what this particular business needs, not a generic template.

Partner

From there the relationship settles into a working cadence: monthly reviews, quarterly forecast resets, and direct access when a real decision lands on the desk. J. stays the financial point person, not a consultant who drops a deck and disappears.

Partnership

Two people solving the same problem. That is the model.

Tax calls, cash calls, and growth calls all show up in the same conversation, with J. sitting next to the owner instead of across a vendor’s desk. See how an engagement runs day to day for the working rhythm of an embedded fractional CFO.

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Fractional CFO reviewing financial strategy beside a business owner in Monterey, California

TMG helps me understand my numbers and why they are important. With their help we have grown 32% over the past year.

Wyatt Miller

President

“TMG helps us make sure we’re on track for long term growth and success in all aspects while ensuring we’re maximizing deductions.”

Joe Davi

President

We outsourced our accounting, tax, and HR compliance to TMG. Thanks to their dedicated team, we are focused on our mission; advancing the social, economic, and environmental sustainability of Monterey Bay Fisheries.

Monterey Bay Fisheries Trust

TMG has been providing us tax advice and filing our return for 16 years now. They are knowledgeable, professional, and always looking for ways to help. We’ve seen their business continually grow, which is the ultimate testament to the value they create and the service they provide.

Greg Nakanishi

TMG are beyond wonderful and competent. We thought we were on the hook for $200K in capital gains for the sale of a rental property…J brought our liability down to 60K by digging into our past taxes and found an error our old CPA had made and unclaimed write offs we could take. He’s amazing! We are retired and the 140K we saved by his diligence was so welcomed.

Sheila Keith