Services

CFO-level strategy. Fractional commitment.

Tax strategy, cash flow, reporting, and forward planning, handled by one Fractional CFO with nineteen years inside the tax and advisory profession. It’s built for owners across the California Central Coast and the broader Bay Area who’d rather have one practitioner connecting every financial decision than juggle three. Tax depth is the throughline.

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Core Services

Tax, cash flow, and infrastructure. Connected.

Three pillars, shaped to where the business actually is, grounded in J. Alan’s nineteen years inside The Mattox Group and a client base that runs from professional firms to general contractors to mid-sized nonprofits.

Tax Strategy

Tax strategy as a growth lever

Tax isn’t a once-a-year reconciliation here. J. Alan is an Enrolled Agent and a Fellow of the National Tax Practice Institute, which means tax planning runs year-round and IRS representation sits on the same desk as the strategy work. Entity choices, owner pay, distribution timing, and the credit and deduction calendar all get decided before the year closes, not after. Engagement depth flexes with the tier the business needs.

Tax strategy mapped to capital plan
Owner ownership and pay decisions
Multi-state oversight when business expands
Working sessions with CPA and financial advisor

Talk About Tax Planning

Tax saved YTD $186K +24% vs prior year

Deduction mix

Operating 40% Depreciation 35% Credits 25%

Tax position

18.4% Effective rate

$412K Deductions +15%

$67K Credits claimed +32%

$142K Est. liability

Filing status

Filing	Status
Q3 941	Filed
Q3 State	Filed
R&D Credit	In Review
Annual	Pending

Annual filings

47/48 complete

Compliant All filings

Cash Flow Management

Cash visibility that drives better decisions

A healthy P&L doesn’t always tell you what’s about to land in the bank account. J. Alan keeps the cash picture current through a rolling thirteen-week view, models the scenarios the year actually has in store, and tightens the working capital cycle so an unexpected swing isn’t an emergency. The owner sees what’s coming, and that’s usually what changes how decisions get made.

13-week cash visibility dashboard
Multi-scenario financial modeling
Working capital optimization
AP/AR and liquidity management

Talk About Cash Strategy

$Hands-on cash flow review and financial planning session with a fractional CFO in Monterey, California$

Operations

The financial infrastructure that scales with you

Good reporting makes the numbers usable, not just accurate. J. Alan sets a monthly close cadence, picks the KPIs that actually map to how the business earns money, and builds dashboards the owner will open more than once. It’s the layer that lets the tax and cash flow work compound instead of sitting in separate files. How that gets built into the business is its own walkthrough.

Reporting cadence that drives accountability
KPI frameworks with baselines and targets
Executive dashboards you actually use
Financial infrastructure that scales

Fix Your Reporting

KPI dashboard

$1.24M Revenue +22%

68.4% Gross margin

$312K EBITDA +18%

24 Headcount +3

Revenue by service

Advisory 45% Tax planning 30% Compliance 15% Other 10%

P&L summary

Line item	Amount
Revenue	$1.24M
COGS	$392K
Gross	$848K
OpEx	$536K
Net	$312K

Report ready Q4 package

Also Available

Specialized services for specific needs

Budgeting & Forecasting

Annual budgets grounded in real operating conditions, refreshed each quarter so the plan keeps pace with how the year is actually unfolding.

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Strategic Planning

Annual planning, growth scenarios, and capital allocation sessions that turn financial data into a direction the owner can actually move on.

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Systems & Automation

Accounting platforms, AP and AR workflows, and the right tool stack configured so the books run cleanly and the team isn’t fighting manual processes.

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TMG helps me understand my numbers and why they are important. With their help we have grown 32% over the past year.

Wyatt Miller

President

“TMG helps us make sure we’re on track for long term growth and success in all aspects while ensuring we’re maximizing deductions.”

Joe Davi

President

We outsourced our accounting, tax, and HR compliance to TMG. Thanks to their dedicated team, we are focused on our mission; advancing the social, economic, and environmental sustainability of Monterey Bay Fisheries.

Monterey Bay Fisheries Trust

TMG has been providing us tax advice and filing our return for 16 years now. They are knowledgeable, professional, and always looking for ways to help. We’ve seen their business continually grow, which is the ultimate testament to the value they create and the service they provide.

Greg Nakanishi

TMG are beyond wonderful and competent. We thought we were on the hook for $200K in capital gains for the sale of a rental property…J brought our liability down to 60K by digging into our past taxes and found an error our old CPA had made and unclaimed write offs we could take. He’s amazing! We are retired and the 140K we saved by his diligence was so welcomed.

Sheila Keith